Frugal Living, It’s All About Attitude

Frugal Living, your attitude has a lot to do with how happy you are on a budget | Frugal Family Home

Sticking to a budget can be a hard task. Watching your spending isn’t fun for most people. Frugal living when you have to live that way can be discouraging.

So what’s a person to do when they don’t have the money to spend like they would like to, but instead need to live a frugal lifestyle. That’s when it all comes down to attitude.

Choices to Make

Spending money can be fun. It can be really fun, if you have worked and saved for a while to purchase something you really, really want. The item purchased after so much hard work is more likely to bring you joy.

An item purchased on credit, when you don’t really have the money to spend can bring joy for a short time. But then also heartache, when the bill comes due and there isn’t enough money to pay for it.

Frugal living comes down to small choices each and every day.

Do you buy the item or do you wait?

Do you go out for entertainment or entertain at home?

Every little choice brings you closer to your goal of being out of debt or farther away. It all comes down to choices, each and every day.

Attitude Impact

If you think of your frugal living as an adventure, then it can be fun.

When I first started cutting back on my spending. It wasn’t fun at all.

But I had a goal in mind, to be a stay at home mom. To show my husband, I could cut my spending and make a lasting change. When I started looking at saving money as a challenge instead of a weight put on me, everything changed.

That little attitude adjustment, made a huge impact, on how I looked at things.

Instead of going shopping, I would shop my closet to see how I could use what I had.

Instead of eating out, I would look for easy to make recipes to make at home.

Instead of being discouraged by the steady little progress we were making on getting out of debt, I would look for new ways to save even more.

That small little change in my attitude from seeing frugal living not as a burden but as an adventure, made a lasting change in me.

My husband at times, will accuse me of being more cheap than he is, which I find as a great compliment. Since I used to be the spender in family.

Now it’s your turn

How do you see frugal living?

Is it an adventure to see how little you can live on or is it a burden to be tolerated until you can get out of debt?

How could you look at frugal living differently to make it more fun and adventurous, instead of a burden to be tolerated?

See all the posts in this series, 

31 Days of Frugal Homemaking Tips, Tutorials and Encouragement

6 Comments

  1. Frugal living has been a journey for me. It started with my dad instilling frugal principles in me, which later led to a coupon addiction. 🙂 Now, though, I don’t use coupons often and instead try to buy things we need and actually use. I suppose that as the kids get older and I have a little more free time, my journey will take another turn.

  2. We live on one income, so by necessity we live more frugally than most of our friends and family. To me it is worth not going to fast food places several times a week and passing up the latest electronic gadget or fashion craze to have the security of knowing your can pay your bills each month and have a little left over. The peace is worth much more.

  3. Thanks for the sweet, simple way that you put this Shelly. Have been experiencing little and big attitude adjustments over time with spending and getting out of debt and I have been enjoying being renewed in this area. My goal is to continue being a stay at home mom too 😊

    1. Jade, it’s wonderful you’ve been adjusting over time. It’s a process for sure. I hope you can continue to stay at home. It’s a hard job, being a stay at home mom, but is the best job too. What other job do you get paid in hugs and kisses from those you love. 🙂

  4. I’m a single mom. When I started to be frugal it changed my life. And in this pandemic situation my savings are my great assets. I always try to save money from everything mostly I use coupons from any website like EMUCoupon. I want to live frugal life with my kids. Your blog is helpful for me. Thanks

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