How is your budget going? Are you able to stick to your written budget each month? Do you find you are underspending in some areas and overspending in others? If this is happening, it is time to revamp your budget. Your budget needs to change as your needs change. You may need to change your […]
Budgeting Series
Why do you need a budget? When you don't have a plan for your money, it will just go. When you have a plan for your money, your money goes towards the things that are most important to you. Instead of the things of here and now. Below you will find all the steps to setting up a budget. From determining your monthly bills to setting up a system for your spending money. Do each step and in the end you will have a budget you can live with. If you like to track your budget on your computer be sure to check out the Excel Budgeting Sheet.
How to set up a Budget..Emergency Fund
This brings us to the end of my how to set up a budget series. We’ve talked about the importance of a budget. How to determine your monthly bills. How to determine your monthly spending and setting up a spending budget for each month. How to make a written budget (with a free printable). I […]
How to set up a budget..Credit Cards
Now that you know how to make a budget and I’ve shared some tips for sticking to your budget, it’s time to talk about credit cards. Credit cards can be helpful or they can become a nightmare of debt that can drag you down. I know there are people who can use a credit card […]
How to set up a Budget…Sticking to Your Budget
If you’ve stuck with me through this whole budgeting process. Then you know the importance of a budget, how much you spend each month on bill, how much you spend on everyday items and your budget is done. Now all that needs to be done is to follow your budget. A Few Tips to Help […]
How to set up a budget…Make Your Budget
If you have been following along and getting your budget done, good for you, I knew you could do it. If you missed a post here’s what’s been covered so far. The importance of a budget, determine your monthly bills, gather spending receipts, and determine your monthly spending. Now, that you have all of your […]
How to Set Up a Budget…Monthly Spending Budget
If you have been following along you know that we’ve talked about why a budget is important, determined your monthly spending on bills and have gather up all the receipts from the previous month. Now we can now determine the monthly spending on everyday things. I hope you stuck to your usual spending habits while […]
How to Set Up a Budget…Determine Monthly Spending
So far in this series we have covered the importance of a budget, how to determine your monthly bills and now today we will be working on spending beyond the monthly bills. Think of all the things you spend money on each month beyond the bills you pay. This may be money spent as […]
How to Set Up a Budget..Monthly Bills
Last time, we talked about the importance of a budget. You may now see you really need a budget. But you may not know how to set one up. Maybe you’ve just never really consider how to budget. That’s all right, during the series I’ll take you step by step in setting up a budget. […]
