I was given a free copy of Money Saving Mom’s Budget audio book to review. I like audio books as I can do something else while listening or just listen when I want to relax. This audio book is read to you by the author Crystal Paine. Her voice is pleasant to listen to. Listening to this audio book is almost like having a friend sitting and talking to you.
What the books includes:
In this book Crystal shares her budget techniques. But that is not all that is included. In chapter one you might think she would jump right into talking about a budget. But she asks you to do two things before starting a budget. What are these two things you might ask? Well the first is to make a plan for where you are going. This means set some goals. The second is to cut the chaos and clutter out of your life. For both of these points she gives good concrete ways to accomplish them.
She then goes into how to budget and to ease into it over a 3 month plan. Then after the 3 months how to start a full fledged budget. She shares good tips on saving money in every area of the home. Saving tips can be found for groceries, utilities, dining out and even saving money on vacations.
What’s in the PDF file.
It also comes with a PDF file with some forms to use on your own budget. A breakdown of each chapters steps to do one a month for a year to reform your finances. There is also included how to have a garage sale and make extra money.
What I thought about the book.
I like that she gives a way to ease into budgeting as it can be hard for people who have never used a budget to adjust. She recommends a credit card spending freeze also. For some this may seem to be too much but if you are serious at getting out of debt it is really be needed. She also gives you good options to survive without credit cards. I also like the fact that she includes how to save money with and without coupons. So if clipping and using coupons is not your thing then you have other options for saving money and staying on budget. This books educates you about budgeting in a friendly manner. I like that she also shares her own story in chapter 9 along with how Money Saving Mom started. I really enjoyed listening to this book. I think it is worth listening to if you are looking to reform your spending and get your finances under control.
Here is a little more information to help you decide.
About the book:
Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels
With hundreds of inspiring “why didn’t I think of that?” TIPS, plus WORKSHEETS, Paine breaks down your goals into easy, manageable steps so you can:
• Achieve a complete financial makeover
• Set up a realistic budget
• Never pay retail
• Slash your grocery bill
• Organize your time & your home
• Use coupons wisely
• Pay with cash only
• Live simply
• Become debt free
• Choose contentment
• Make every dollar count
About Crystal Paine:
Crystal Paine is a wife and homeschooling mom to three young children who has been writing on topics related to frugality for the last five years—and living a frugal, simple, and debt-free life since she was born. Her blog, MoneySavingMom.com, is one of the top personal finance blogs on the web averaging over four million pageviews per month. Crystal has contributed to articles in Woman’s Day magazine and All You magazine, as well as being mentioned on National Public Radio and CNN.com, in USA Weekend, and Real Simple magazine and numerous other local newspapers and radio and television stations. www.moneysavingmom.com